Benefits ‧ Insurance ‧ Investments
401(k)

This is a type of Profit Sharing plan that allows employees to contribute from their pay before federal and state taxes. Often the employer matches a portion of the employee’s deferral.

403(b) PLANS

403(b) Plans are employer-sponsored plans established by non-profit organizations.

457(b) & 457(f) DEFERRED COMPENSATION

457 plans can offer added value for those employees wishing to maximize retirement contributions. It is the only plan currently available that can be established in addition to other plans for twice the contribution limit.

Business Succession Planning

Planning for the transfer of your business interests upon your death, disability or retirement is critical for the successful transition of ownership and continuation of the business.

Education Planning

Paying for a child’s education can be a challenging task, especially with the increasing costs each year.

Estate Planning

Knowing that your beneficiaries will not be overwhelmed or burdened by estate settlement issues is the advantage of a thorough and accurate estate planning strategy.

Financial Planning and Wealth Management

A financial plan can benefit you in multiple ways. It will put you in control of your financial future based on realistic goals, help you organize your financial information, and provide a strategy for future decision-making, investment, and wealth management based on your long-term objectives.

Profit Sharing

A profit sharing plan is a plan that allows the flexibility of making tax-deferred contributions to employees in any given year or not. It is great for unpredictable or changeable cash flows since there is no promised benefit.

Retirement Planning

What are your retirement goals? Have you developed a measurable plan to obtain your goals? Our financial professionals are here to assist you with this process.

Safe Harbor 401(k)

Safe Harbor provisions can be added to an existing plan to allow the owners and key employees to maximize their personal contributions. This also can be a way to encourage increased savings for retirement by employees.

SEP Retirement

A SEP, or Simplified Employee Pension, is a retirement plan frequently used by self-employed individuals or sole proprietorships, partnerships or S or C corporations.

SIMPLE Retirement

A SIMPLE (Savings Incentive Match Plan for Employees) plan is easy to administer and are designed for sole proprietors and small businesses, with fewer than 100 employees, to offer a tax-advantaged company sponsored retirement plan.